PAYE Calculator (Kenya)
Work out your net pay, PAYE tax, NSSF, SHIF and Housing Levy from a gross or net salary — updated for the latest KRA rates.
Salary details
Rates effective 2025-01. Figures are estimates for guidance only.
Net pay (monthly)
Ksh 0.00
Ksh 0.00 per year
- Gross pay
- Ksh 0.00
- NSSF
- Ksh 0.00
- SHIF
- Ksh 0.00
- Housing Levy
- Ksh 0.00
- Taxable income
- Ksh 0.00
- Tax before relief
- Ksh 0.00
- Personal relief
- − Ksh 0.00
- PAYE (tax)
- Ksh 0.00
- Total deductions
- Ksh 0.00
Frequently asked questions
How is PAYE calculated in Kenya? +
PAYE is charged on your taxable income (gross pay minus allowable deductions: NSSF, SHIF and the Housing Levy) using progressive tax bands of 10%, 25%, 30%, 32.5% and 35%. A personal relief of Ksh 2,400 per month is then subtracted from the tax due.
What is deducted from my gross salary? +
Typical statutory deductions are NSSF (6% of pensionable pay, capped at Ksh 4,320), SHIF (2.75% of gross, minimum Ksh 300), the Affordable Housing Levy (1.5% of gross) and PAYE income tax.
How much is NSSF in 2025? +
NSSF is 6% of pensionable pay up to an upper limit of Ksh 72,000, giving a maximum employee contribution of Ksh 4,320 per month.
What is SHIF and how much is it? +
SHIF (Social Health Insurance Fund) replaced NHIF. It is 2.75% of your gross salary, subject to a minimum contribution of Ksh 300 per month.
Can I calculate gross salary from a target net pay? +
Yes. Switch to the “Net → Gross” tab and enter your desired take-home pay — the calculator works backwards to find the gross salary that produces it.